Most insurance companies in the United States rely on specialized software to manage policies, process claims, handle billing, and keep everything running smoothly. Property and casualty (P&C) insurance in particular needs tools that can deal with complex rules, lots of data, and constant changes in regulations and customer expectations. Several companies have built their entire business around creating these kinds of systems, and they actively sell and implement their solutions to insurers across the country. Below are top well-known players in this space, each approaching the problem in their own way.
1. A-listware
We A-listware provide skilled software developers and full teams to insurance companies that need extra capacity or specialized help. Our services cover custom software development, team augmentation, legacy modernization, cloud application work, and QA/testing. We also handle things like data analytics, cybersecurity, and infrastructure support so clients can keep their IT running smoothly without building everything in-house.
We work with many carriers and insurance organizations in the United States that need to scale development fast, integrate new features into existing systems, or bring in remote engineers familiar with regulatory requirements. Projects often involve extending enterprise applications, connecting CRM/ERP systems, building mobile tools for field agents, or creating analytics dashboards for risk and claims – all while keeping costs predictable and timelines realistic.
Key Highlights:
- Offers dedicated development teams and augmentation
- Handles custom software and legacy modernization
- Provides QA, data analytics, and cybersecurity support
Services:
- Custom software development
- Dedicated development teams
- Team augmentation
- Legacy software modernization
- Cloud application development
- Data analytics
- Cybersecurity services
Contact and Social Media Information:
- Website: a-listware.com
- Phone: +1 (888) 337 93 73
- Email: info@a-listware.com
- Address: North Bergen, NJ 07047, USA
- LinkedIn: www.linkedin.com/company/a-listware
- Facebook: www.facebook.com/alistware
2. Guidewire
Guidewire creates software platforms designed specifically for property and casualty insurance companies. Their main offering revolves around core insurance functions – managing policies from start to finish, processing claims, and handling billing. They also provide additional modules that help with things like pricing risks more accurately or integrating external data sources into underwriting decisions. Insurers use these tools to replace older legacy systems or to build new operations from scratch.
The company has been around for quite some time and focuses heavily on the P&C segment. Their solutions are delivered both as comprehensive suites and as more modern cloud-based platforms that aim for quicker setup and ongoing updates. Many US-based insurers, ranging from smaller regional players to much larger national ones, run parts or all of their operations using Guidewire products.
Key Highlights:
- Concentrates exclusively on property and casualty insurance
- Offers both full-featured suites and simpler cloud-first platforms
- Covers the main operational needs of P&C insurers
Services:
- Policy administration system
- Claims management
- Billing and receivables
- Risk assessment and hazard data tools
- Pricing and rating configuration
Contact and Social Media Information:
- Website: www.guidewire.com
- E-mail: DPO@guidewire.com
- Facebook: www.facebook.com/guidewiresoftware
- Twitter: x.com/Guidewire_PandC
- LinkedIn: www.linkedin.com/company/guidewire-software
- Address: 970 Park Pl, Suite 200 San Mateo, CA 94403 USA
- Phone: +1 650 357 9100
3. Duck Creek
Duck Creek develops cloud-based, low-code systems built for property and casualty insurers. Their approach emphasizes flexibility – insurers can configure products, change rules, and launch new offerings without needing large development teams or long timelines. The platform covers the full insurance lifecycle: creating and managing policies, handling claims from first notice through settlement, processing payments, and supporting customer interactions across different channels.
Market changes and customer demands are easier to address using these tools, which allow insurers to respond with greater agility. Many P&C carriers in the US use Duck Creek to modernize older systems or to support growth into new lines of business or geographies. The low-code nature means business users can often make adjustments themselves, which reduces dependence on IT departments.
Key Highlights:
- Built as a SaaS platform with low-code configuration
- Designed to speed up product creation and updates
- Addresses end-to-end insurance operations
Services:
- Policy administration
- Claims handling
- Billing and payment processing
- Customer experience and communication tools
- Product configuration and rules management
Contact and Social Media Information:
- Website: www.duckcreek.com
- E-mail: privacy@duckcreek.com
- LinkedIn: www.linkedin.com/company/duck-creek-technologies
- Address: 100 Summer St 8th Floor Suite #801 Boston, MA 02110
- Phone: +1-833-798-7789
4. Vertafore
Vertafore supplies software to different parts of the insurance distribution chain – independent agencies, carriers, and managing general agents (MGAs). Their tools help with agency management tasks like client records, policy tracking, accounting, and carrier integrations. For carriers, they offer systems that support rating, quoting, and managing relationships with agents and brokers. MGAs get specialized features for program administration and submission handling.
A fairly broad portfolio has been built over the years by combining different products that target specific needs within the insurance ecosystem. A large number of independent agencies and many carriers in the US use Vertafore solutions to run daily operations, process quotes, and maintain connections between agents and insurers.
Key Highlights:
- Serves agencies, carriers, and managing general agents
- Provides management, rating, and distribution-focused tools
- Includes features for automation in workflows
Services:
- Agency management systems
- Carrier rating and quoting engines
- Policy and client management
- MGA program administration
- Integration between agents and carriers
Contact and Social Media Information:
- Website: www.vertafore.com
- E-mail: privacy@vertafore.com
- Facebook: www.facebook.com/Vertafore
- LinkedIn: www.linkedin.com/company/vertafore
- Address: 350 E. 1st Ave. Suite 150 Columbus, OH 43201
- Phone: +1.800.444.4813
5. Cognizant
Cognizant works on digital transformation projects for insurance companies, including modernization of legacy platforms and integration of AI into operations. The focus includes areas like claims processing, document handling through automation tools, and using data for better decision-making in property and casualty lines as well as other segments. Insurers bring in this kind of support to move away from outdated setups and improve efficiency in daily tasks.
Clients in the US insurance space use these capabilities to speed up processes like intake routing or platform upgrades. The approach combines engineering with insurance-specific knowledge to address common pain points in operations and customer interactions.
Key Highlights:
- Handles platform modernization for insurance systems
- Works on AI and data solutions applied to insurance processes
- Covers property and casualty digital transformation
- Provides automation for claims and intake workflows
Services:
- Insurance platform modernization
- AI integration for insurance operations
- Claims processing improvements
- Document intake and automation
- Data-driven decision tools
Contact and Social Media Information:
- Website: www.cognizant.com
- E-mail: inquiry@cognizant.com
- Facebook: www.facebook.com/Cognizant
- Twitter: x.com/Cognizant
- LinkedIn: www.linkedin.com/company/cognizant
- Instagram: www.instagram.com/cognizant
- Address: Delivery Center 3317 SW I Street Bentonville 72712 AR
- Phone: (479) 418-0400
6. Simpalm
Simpalm develops custom mobile apps, web applications, and related digital products for various industries, including areas that overlap with insurance needs like healthcare or fintech. The company handles full lifecycle work from design through launch and ongoing support, often for startups or established organizations looking for tailored solutions. While direct insurance examples are limited in the visible content, the skill set applies to building tools that could support insurance-related functions such as customer-facing apps or backend systems.
Clients reach out for things like product selectors, loyalty platforms, or custom software that requires solid mobile and web engineering. The process stays collaborative, with emphasis on turning ideas into working products without a lot of overhead.
Key Highlights:
- Specializes in mobile and web app development
- Offers full product lifecycle services
- Works with companies on custom digital solutions
Services:
- Mobile app development
- Web application development
- UI/UX design
- Cloud backend services
- Custom software development
Contact and Social Media Information:
- Website: www.simpalm.com
- Email: contact@simpalm.com
- Facebook: www.facebook.com/Simpalm
- LinkedIn: www.linkedin.com/company/simpalm
- Address: 1136 S, Delano Court, Suite B201 Chicago, IL 60605
- Phone: 301-541-3076
7. Dualboot Partners
Dualboot Partners builds custom software solutions with a focus on AI, data, and product development for different industries. The work includes creating digital platforms, enhancing security through AI, and supporting operations with analytics or mobile access. While insurance-specific cases appear in areas like risk control or related documentation tools, the general approach suits companies needing scalable, results-oriented engineering.
Clients use these services to develop applications that handle workflows, integrate technologies like cloud infrastructure, or launch MVPs quickly. The emphasis stays on combining design, engineering, and practical outcomes for businesses in the US.
Key Highlights:
- Focuses on AI-driven custom software
- Builds solutions across multiple technologies
- Handles product development and staff augmentation
- Serves clients needing digital transformation
Services:
- AI and machine learning development
- Data and analytics solutions
- Product development
- Mobile and web engineering
- DevOps and cloud infrastructure
Contact and Social Media Information:
- Website: www.dualbootpartners.com
- E-mail: hello@dualbootpartners.com
- Twitter: x.com/DUALBOOT_PTRS
- LinkedIn: www.linkedin.com/company/dualbootpartners
- Instagram: www.instagram.com/dualbootpartners
8. Velvetech
Velvetech works on custom software for the insurance sector, including tools that use AI for processing claims, assessing risks, and automating underwriting steps. The company also handles things like policy management, fraud prevention, and mobile solutions that let users interact with insurance services on the go. A dental insurance example shows up where custom software automated workflows and helped with customer service tasks.
Insurance companies turn to this kind of development when they want tailored systems that fit specific operational needs rather than off-the-shelf options. Velvetech delivers these solutions to clients in the US as part of broader custom work.
Key Highlights:
- Develops custom insurtech solutions
- Includes AI for claims, risk, and underwriting
- Covers policy management and mobile apps
Services:
- Custom insurance software development
- AI-powered claim processing
- Risk assessment tools
- Automated underwriting software
- Policy management systems
Contact and Social Media Information:
- Website: velvetech.com
- E-mail: sales@velvetech.com
- Facebook: www.facebook.com/velvetech
- Twitter: x.com/velvetech
- LinkedIn: www.linkedin.com/company/velvetech
- Instagram: www.instagram.com/velvetech
- Address: 5440 N. Cumberland Ave, Suite 150 Chicago, IL 60656
- Phone: +1 (847) 559-0864
9. Chetu
Chetu builds custom software for insurance, with emphasis on AI to handle workflows like policy management, underwriting, and fraud prevention. The company connects traditional insurance setups with newer tech, creating solutions that streamline operations and add features for compliance or efficiency. Mobile apps for things like claims filing come up as part of the mix.
Insurance firms use these services to update processes or build tools that reduce manual work. Chetu offers this development to companies in the US through its presence and project work there.
Key Highlights:
- Specializes in custom insurance software
- Integrates AI for insurance workflows
- Focuses on insurtech and digital tools
Services:
- Custom insurance software development
- AI and insurtech integration
- Policy management solutions
- Fraud prevention tools
- Underwriting automation
Contact and Social Media Information:
- Website: www.chetu.com
- E-mail: sales@chetu.com
- Facebook: www.facebook.com/ChetuInc
- Twitter: x.com/ChetuInc
- LinkedIn: www.linkedin.com/company/chetu-inc-
- Address: 1500 Concord Ter. Suite 100, Sunrise, FL 33323
- Phone: (954) 862 3937
10. Intellectsoft
Intellectsoft develops custom software for insurance and related areas, including apps for claims management, policy handling, and analytics to support decision-making. The work extends to secure data solutions and mobile platforms that help with customer interactions or internal processes. Blogs and service pages discuss features like document management or automation in insurance contexts.
Companies in insurance reach out for these builds when aiming to digitize operations or improve user experiences. Intellectsoft provides such development to US-based clients as seen in their North American focus.
Key Highlights:
- Offers custom software for insurance
- Includes claims and policy management tools
- Works on analytics and mobile solutions
- Delivers services to insurance organizations in the United States
Services:
- Custom insurance software development
- Claims management systems
- Policy management applications
- Data and analytics solutions
- Mobile app development for insurance
Contact and Social Media Information:
- Website: www.intellectsoft.net
- Email: info@intellectsoft.net
- Facebook: www.facebook.com/Intellectsoft
- LinkedIn: www.linkedin.com/company/intellectsoft
- Twitter: x.com/Intellectsoft
- Address: 500 Fashion Ave, Fl 8A, New York City, NY 10018, USA
- Phone Number: +1 (650) 233-6196
11. Azilen
Azilen specializes in product engineering with a clear InsurTech focus. They modernize legacy platforms, build risk assessment and claims processing modules, develop customer portals, and handle agile feature releases so insurers can iterate without massive downtime.
Many carriers in the USA choose Azilen for projects that require breaking apart data silos, moving to cloud-native setups, or embedding generative AI for things like dynamic policy wording or automated intake review – all while navigating the constant flow of state-level compliance changes.
Key Highlights:
- Product engineering with InsurTech emphasis
- Application modernization and cloud migration
- Risk and claims workflow tools
Services:
- Custom software development for carriers
- Application modernization
- Cloud & DevOps implementation
- Generative AI integration
- Claims and risk management features
Contact and Social Media Information:
- Website: www.azilen.com
- E-mail: careers@azilen.com.
- Facebook: www.facebook.com/AzilenTechnologies
- Twitter: x.com/AzilenTech
- LinkedIn: www.linkedin.com/company/azilentechnologies
- Instagram: www.instagram.com/azilentech
- Address: 5432 Geary Blvd, Unit #527 San Francisco, CA 94121 United States
- Phone: 19892879400
12. Zco Corporation
Zco Corporation builds custom mobile apps and enterprise software that insurance companies use for policy views, claims submission, agent tools, and self-service customer areas. They support native iOS/Android as well as cross-platform, often adding secure uploads, notifications, and real-time status tracking. They also provide staff augmentation when carriers need extra hands for insurance-specific features.
These solutions help US-based insurers and agencies create reliable mobile access and connect field staff with back-office systems, especially during high-volume periods like open enrollment or after major weather events.
Key Highlights:
- Mobile and enterprise app development
- Policy and claims handling applications
- Staff augmentation for sector needs
Services:
- Mobile app development for insurance
- Custom enterprise software
- AI-enhanced applications
- Staff augmentation
- Policy and claims management tools
Contact and Social Media Information:
- Website: www.zco.com
- Email: info@zco.com
- Facebook: www.facebook.com/ZcoCorporation
- LinkedIn: www.linkedin.com/company/zco-corporation
- Twitter: x.com/zcocorporation
- Address: 20 Trafalgar Square, Suite 500, Nashua, NH 03063, USA
- Phone: 603-881-9200
13. CGI
CGI offers IT consulting, managed services, and custom development to insurance companies as part of their financial services practice. CGI upgrade core systems, automate processes, create analytics platforms for underwriting and fraud, and manage cloud transitions that make operations more flexible.
Large-scale modernization projects or ongoing support of complex environments are common for carriers in the United States that work with CGI. These efforts frequently include consolidating legacy fragments, deploying hybrid cloud setups, and building analytics that pull in external data for more precise pricing – always under strict compliance rules and with no room for outages during peak claim seasons.
Key Highlights:
- IT consulting and managed services for insurance
- Core modernization and data analytics
- AI and cloud implementation
Services:
- Custom software development and modernization
- Managed IT services
- Data analytics and AI deployment
- Cloud and hybrid infrastructure
- Process automation
Contact and Social Media Information:
- Website: www.cgi.com
- Facebook: www.facebook.com/CGIGroup
- Twitter: x.com/cgi_global
- LinkedIn: www.linkedin.com/company/cgi
- Address: 1900 International Park Drive Suite 400 Birmingham 35243
- Phone: +1 205-259-2300
Conclusion
Wrapping this up, the US insurance software scene is full of options, but no single company does it all perfectly. Some shine when you need bodies fast to plug gaps or scale a sprint without drama, others dig deep into legacy messes that have been rotting for decades, and a few focus on slick mobile layers or AI add-ons that actually help agents and underwriters instead of just looking cool in demos. The trick is figuring out your biggest current headache – whether it’s too few developers who understand insurance regs, a core system that’s one outage away from disaster, or customers screaming for a decent app – and then matching that pain to a partner who has real experience in that exact corner. Talk straight with a few, describe the ugly parts without fluff, and go with whoever asks the sharpest questions and gives answers that feel grounded rather than scripted. In the end, the good ones treat it like an ongoing relationship, not a one-shot project, because insurance tech never really “finishes” – it just keeps evolving with new rules, new risks, and new customer gripes. Choose wisely, and you’ll spend less time firefighting your own tech and more time actually growing the book.
